The rise in fintech and other technological advancements has enabled transactions to take place at the push of a button. These advancements have created a fast-paced and efficient lifestyle for all individuals and companies. In light of this, it is expected that the increased use of technology will also bring about a higher risk of fraud and malpractice.

At E&S, we strive for efficient operations and business continuity for our clients. Most importantly, we ensure that all transactions and dealings are safely protected, abide by all regulations and are conducted in an efficient and timely manner.

Moreover, we firmly believe that VAULT is an essential option for businesses in safeguarding against operational risk.

Introducing – VAULT – the next level augmented tokenisation system. By this product, you will be able to tokenise critical data with single API connections. In a few efficient steps, you will be able to tokenise, analyse, validate, and ultimately verify using the best AI technology.

The benefits of VAULT do not stop here. Other enhanced measures include:

  • AML/PEP/Fraud Screening – one secure vault for all your required checks;
  • MPI Auth and Enrolment – transaction flow of multiple acquiring banks;
  • 3D Enrolment Check – pre-empt your card security check requirements;
  • MultiScheme Cards – providing additional services around your card;
  • Secure and Certified – your data, your key, all with cloud-based protection;
  • Category Vault Management – highly focused and specialised categories to store your data.

Be ahead of the game and take all the necessary steps to secure your data. While offering this extra security, create a more efficient procedure for all your data and screening requirements. Using VAULT will allow you to focus on your growth and operations while ensuring all the necessary Data and AML regulations are thoroughly protected and safeguarded.


Contact us for more information on how VAULT can be of use to you.


"According to our experience, E&S Consultancy team is made up of well-trained and skilled professionals who are always there to satisfy your business needs with reference to Maltase law. Their work is well organized and carried out in a precise and timely manner. I look forward to continuing my cooperation with E&S Consultancy."

Giorgio Crotta & Marco Compagnino - FIDINAM & Partners

"E&S assisted us with various transactions related to the expansion of our client's global structure. They have provided reliable tax advice; their expertise and efforts have been commendable. We would recommend E&S as an effective service provider."

Mitchell B. Kops & Jill Kelly - Withers Bergman

“E&S Consultancy really provides quality advice with commercial understanding. I have never experienced such a combination of know-how, pro-activeness and entrepreneurial thinking from any advisor. We are very impressed by the professionalism, attention to detail and efficiency of their staff. E&S Consultancy is an excellent firm which knows how to look after its customers."

Florian Karrer - Walters & Karrer Internacional

"Christian Ellul of E&S Consultancy has assisted us with advising on a number of transactions through Malta with particular tax driven expertise involved. We have found their tax and legal services very professional and efficient, with a client-driven approach and sound value for money investment for clients. We can, therefore, recommend E&S Consultancy as a law firm to be used in Malta."

Javier Morera - Broseta Abogados

"I've known E&S Consultancy for many years. They are knowledgeable, friendly and extremely helpful. Their team of experienced professionals has always offered courteous and immediate assistance. They are the best!"

Florian Karrer - Walters & Karrer Internacional

"We are happy to have E&S Group as our legal and transaction consultants. Their reliable and prompt advise on Maltese regulations and requirements has been extremely helpful throughout. Through our interactions with Mariella, Deborah and Anton among others, we find their team to be courteous, skilled, and promptly available to assist us as needed."

Prashanth Swaminathan, CEO of XDAT

“Having E&S as a reliable and trusted firm in Malta handling all the complexities of our corporate operations has been a real pleasure. I would recommend E&S Consultancy to anyone who is seeking the right partner when setting up in Malta"

Eric Benz, CEO of Changelly

Applying for the MPRP is a complex project but with E&S team, the whole process didn’t seem to be as complex. The team first explained the process and then created a very detailed work activity tracker explaining each activity clearly. The team was very quick to respond to any clarifications and gave us confidence, helping in every step to make the process doable. One of the key areas for E&S’ success in guiding us was the painstaking detailed documentation and steps to be followed. Moreover, the process moved fast, and we got our approval the first time, in one shot 😊. I would strongly recommend E&S for MPRP process as with them, you will get it done successfully and faster than others.  For me, I see the full form of E&S as Efficiency and Success for its clients.


Raanngin Lahirih - CEO & Founder of YVC Europe Ltd



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